In the current economic climate liquidity has become one of the most important aspects of any business.  The phrase “Cash is King” has never been as appropriate as it is now.

 

Jemstone Financial have recognised this and forged close links with a number of sources of finance for businesses.    

 

Identifying the most suitable funder can be key to the future success of any business.  Jemstone Financial work with financial institutions who will provide working capital by way of overdraft, invoice discounting , stock finance or loan capital in the form of term loans, asset finance or mezzanine debt. 

 

In order to secure such finance a business plan with a detailed cash flow are normally required and Jemstone Financial are able to assist with the preparation of such information to present, negotiate and advise throughout the process.

 

Frequently as businesses develop they need to be restructured and this inevitably involves altering financial arrangements.

 

Sources of new equity are a vital part of restructuring and Jemstone Financial has close links with:

 

• High Net Worth Individuals

• Venture Capital Trusts

• Investment Funds

• Mezzanine Debt Providers

• Equity Markets (plus AIM or Stock Exchange)

 

In addition the Government has recently been encouraging companies with Development Loans and Regional Grants as a cheaper and more effective source of funding for businesses.  Lenders and grant providers have been identified and Jemstone Financial can introduce clients to these institutions who make these funds available.

 

A number of businesses are finding that their previous structures are unsustainable and are looking at ways of simply surviving.  Jemstone Financial  can help with creative and practical solutions utilising distressed or rescue finance and planning the best way to restructure the business.

 

Jemstone Financial can help to develop and expand or contract and restructure businesses.